1. Using Plumb
These terms cover the Plumb website and describe use of the Plumb personal budgeting app, published by ZIX DEV Inc. You may use Plumb for lawful personal or business budgeting. You must be able to enter into an agreement under the laws that apply to you. If you use it for an organization, you must have authority to do so.
Read these terms together with our Privacy Policy. If you do not agree to the terms that apply to your use, do not use the service.
2. Your licence
The iPhone app is licensed under Apple’s Standard Licensed Application End User License Agreement, along with applicable App Store rules. That agreement governs the app licence. These terms also cover this website and describe Plumb-specific features.
For the Android app, ZIX DEV Inc. grants you a personal, non-exclusive, non-transferable licence to install and use Plumb on compatible devices you own or control, subject to these terms and the applicable Google Play terms. This licence does not transfer ownership of the software.
Plumb’s name, design, software and related materials belong to ZIX DEV Inc. or their licensors. You may not resell, copy, interfere with or misuse them, or attempt to access systems without permission, except where applicable law permits it. Your own wallet records remain yours.
3. Subscriptions and purchases
Plumb offers a Free plan and optional paid features. Pro and Max are available as monthly or annual subscriptions where offered by the store. Current local prices, billing periods and terms are shown in the app before purchase. Website prices in USD are for reference; the store’s displayed price applies.
Payment is charged through your Apple Account on iPhone or Google Play account on Android after confirmation. Paid subscriptions renew automatically unless canceled through the store. Manage or cancel your subscription in the store’s subscription settings before the next renewal. Access normally continues until the paid period ends.
Deleting the app, resetting your wallet or moving a backup does not cancel a subscription. Use Restore purchases with the same store account and platform that made the purchase to restore an eligible entitlement. Subscriptions do not transfer between Apple and Google. Refund requests are handled by the store where you purchased, under its policies and applicable law.
How to cancel an Apple subscription · Request a refund from Apple
Manage or cancel a Google Play subscription · Request a Google Play refund
4. Your information and backups
You are responsible for the information you enter and for keeping balances and transactions up to date. Plumb is a manual ledger, not a bank connection. It does not automatically obtain your financial activity or sync your wallet between devices.
Keep your device, export files and backup passwords secure. CSV files contain readable financial information. Encrypted wallet backups require the password you choose; we cannot recover a forgotten password or restore a wallet from our servers.
Restoring a wallet backup replaces the local wallet after confirmation. Make a separate backup first if you want to preserve both versions. Removing local wallet data does not remove copies you have exported or saved elsewhere.
5. Estimates, projections and your decisions
Plumb helps organize and explain the information you record. Safe-to-spend amounts, budget comparisons and projections depend on those entries and the assumptions described in the app. They can be incomplete or change as you add information.
Plumb does not provide financial, investment, tax, legal or accounting advice. It does not guarantee that a purchase is affordable or that a projection will occur. You remain responsible for your financial decisions and for checking your actual account balances and obligations.
6. Availability and changes
We may update Plumb, fix issues, or change features and these terms. App availability depends on the platform and storefront. We do not promise uninterrupted or error-free operation. Changes to paid subscriptions are subject to the store’s rules and your applicable consumer rights.
The version posted here and its revision date identify the current website terms. Keep your own recoverable backups before replacing devices or making major changes to your wallet.
7. Your rights
To the extent permitted by applicable law, the website and Plumb-specific information are provided as available, without a guarantee that they will meet every need or be free from errors. Nothing in these terms excludes rights or remedies that cannot lawfully be excluded, or overrides the protections that apply under the app’s licence or consumer law.
8. Contact
For questions about these terms or Plumb, contact contact@zixdev.com. For practical help with the app, visit Support.